Terms and Conditions
Terms of Service
These Terms and Conditions govern your use of the eunacrocivulaoera Financial Planning Services website and consultation services. By accessing our website or using our services, you agree to be bound by these terms.
Please read these terms carefully before using our website or services. If you do not agree with any part of these terms, you should not use our website or services.
These terms were last modified on September 19, 2025.
Important Definitions
For the purpose of these Terms and Conditions, the following definitions apply:
- "Service" refers to financial planning consultation services provided by eunacrocivulaoera Financial Planning Services
- "User" or "Client" refers to any individual who accesses our website or uses our consultation services
- "Content" includes all information, text, graphics, and materials available on our website
- "Agreement" refers to these Terms and Conditions and any other policies referenced herein
Service Eligibility Requirements
Our consultation services are available to individuals who meet our eligibility criteria and can legally enter into binding agreements in their jurisdiction.
18+ only
Acceptable Use of Our Services
When using our website and consultation services, you agree to the following terms of use:
Permitted Uses
- Accessing information about our financial planning consultation services
- Contacting us to inquire about or schedule consultation appointments
- Using our website for legitimate business purposes related to financial planning
Prohibited Activities
- Using our services for any unlawful purpose or in violation of applicable laws
- Attempting to gain unauthorized access to our systems or other users' information
- Transmitting harmful code, viruses, or other malicious software
- Misrepresenting your identity or providing false information during consultations
Account Responsibilities
If you create an account or provide information for our services, you are responsible for:
- Maintaining the accuracy and currency of your personal information
- Protecting the confidentiality of any login credentials or sensitive information
- Notifying us immediately of any unauthorized access or security breaches
Intellectual Property Rights
All content, materials, and intellectual property on this website are owned by or licensed to us and are protected by copyright, trademark, and other intellectual property laws.
We grant you a limited, non-exclusive, non-transferable license to access and use our website for its intended purposes. All content remains our exclusive property.
By providing information or feedback, you grant us a non-exclusive license to use such information for business purposes, subject to our Privacy Policy.
Privacy and Data Protection
Your privacy is important to us. Please review our Privacy Policy, which explains how we collect, use, and protect your personal information.
We comply with applicable Australian privacy laws and implement appropriate measures to protect your personal information.
Payment Terms and Conditions
The following terms apply to payments for our consultation services:
- Consultation fees are AUD $250 per month for subscription services, including applicable GST
- Payment is due in advance for subscription services, with automatic renewal unless cancelled
- We accept major credit cards and bank transfers as payment methods
- Refunds are subject to our consultation agreement terms and applicable consumer protection laws
Service Disclaimers
Our consultation services are provided "as is" without warranties of any kind. We make no guarantees about specific financial outcomes or results.
We disclaim all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement.
Individual results may vary.
Limitation of Liability
To the maximum extent permitted by law, our liability for any damages arising from your use of our services is limited to the amount you paid for the specific consultation service.
We exclude liability for indirect, consequential, or punitive damages, including lost profits or business opportunities.
User Indemnification
You agree to indemnify and hold us harmless from any claims, damages, or expenses arising from your use of our services or violation of these terms.
Service Termination
We may terminate or suspend your access to our services immediately, without prior notice, for the following reasons:
- Violation of these Terms and Conditions or applicable laws
- Fraudulent, abusive, or inappropriate behavior toward our staff or other clients
- Non-payment of fees or breach of payment obligations
Dispute Resolution Process
We are committed to resolving disputes fairly and efficiently through the following mechanisms:
Alternative Dispute Resolution
For disputes that cannot be resolved through direct negotiation, we encourage the use of mediation or other alternative dispute resolution methods.
Any formal dispute resolution will be conducted in accordance with Australian commercial arbitration rules and procedures.
Consumer Protection
Australian consumers have rights under the Australian Consumer Law, including access to dispute resolution through relevant consumer protection agencies.
Governing Law and Jurisdiction
These Terms and Conditions are governed by Australian federal and state law, with disputes subject to the jurisdiction of Australian courts.
You consent to the exclusive jurisdiction of courts in Victoria, Australia for any legal proceedings related to these terms.
Terms Modification Process
We reserve the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting to our website.
For material changes, we will provide reasonable notice through email or prominent website notification.
Severability of Provisions
If any provision of these Terms and Conditions is found to be invalid or unenforceable, the remaining provisions will continue to be valid and enforceable.
Complete Agreement
These Terms and Conditions, together with our Privacy Policy and any consultation agreements, constitute the entire agreement between you and eunacrocivulaoera Financial Planning Services.
Terms-Related Contact
If you have questions about these Terms and Conditions, please contact us using the information provided in our main contact section.
Company Name:: eunacrocivulaoera
Business Address:: Level 15, Collins Street, Melbourne VIC 3000
Email:: contact@eunacrocivulaoera.com
Phone:: +61 2 2923 2125
These Terms and Conditions are effective as of September 19, 2025.